A smart choice for borrowers with strong credit. Ideal for those seeking a variety of terms and down payment options.
FHA - 3.5% Down
A straightforward path to homeownership with a minimal down payment requirement. Ideal for first-time homebuyers.
USDA
Discover the benefits of rural living with no down payment USDA loans. A perfect fit for eligible rural and suburban homebuyers.
VA Loans
Honoring veterans by offering 0% down VA loans. Support for veterans and active duty members.
Jumbo
Access higher loan amounts with jumbo loans, surpassing the limits of conventional financing. Tailored for purchasing luxury properties or homes in high-cost areas.
Simplify your build with our all-in-one construction and land loan, designed to finance your journey from land purchase to dream home completion.
2/1 Buy Downs
Unlock lower initial payments with a 2/1 buydown option, the most popular option. Explore this alongside other flexible buydown solutions tailored to fit your needs.
Physician Advantage
Offering up to $2 million in financing tailored for physicians. 5% minimum down on loans up to $1 million with no monthly mortgage insurance!
The Good Lender
Jowed Hadeed
Mortgage Loan Officer in Tri-Cities, WA Kennewick • Richland • Pasco | Serving Washington & Oregon
Jowed Hadeed is a mortgage loan officer with Columbia Bank Home Lending, known as The Good Lender. With over 15 years of experience, he helps first-time homebuyers, repeat buyers, and investors navigate the loan process with clear, straightforward guidance—so you always know what’s happening and what comes next.
Specializing in down payment assistance, conventional, FHA, VA, jumbo, and construction loans, Jowed is known for being responsive, honest, and easy to work with.