Straightforward Home Loans
Across Washington & Oregon

Making Home Financing Clear and Straightforward

150+ Five Star Reviews

Loan Programs

Conventional

A smart choice for borrowers with strong credit. Ideal for those seeking a variety of terms and down payment options.

FHA - 3.5% Down

A straightforward path to homeownership with a minimal down payment requirement. Ideal for first-time homebuyers.

USDA

Discover the benefits of rural living with no down payment USDA loans. A perfect fit for eligible rural and suburban homebuyers.

VA Loans

Honoring veterans by offering 0% down VA loans. Support for veterans and active duty members.

Jumbo

Access higher loan amounts with jumbo loans, surpassing the limits of conventional financing. Tailored for purchasing luxury properties or homes in high-cost areas.

First-Time Homebuyer

Navigate the path to homeownership with down payment assistance. Tailored support for individuals and families, making home purchases more attainable.

New Construction

Simplify your build with our all-in-one construction and land loan, designed to finance your journey from land purchase to dream home completion.

2/1 Buy Downs

Unlock lower initial payments with a 2/1 buydown option, the most popular option. Explore this alongside other flexible buydown solutions tailored to fit your needs.

Physician Advantage

Offering up to $2 million in financing tailored for physicians. 5% minimum down on loans up to $1 million with no monthly mortgage insurance!

Headshot of Jowed Hadeed, smiling, loan officer, serving Wallowa County, Oregon, Tri-Cities, the Northwest and beyond.
The Good Lender

Jowed Hadeed

Mortgage Loan Officer in Tri-Cities, WA
Kennewick • Richland • Pasco | Serving Washington & Oregon

Jowed Hadeed is a mortgage loan officer with Columbia Bank Home Lending, known as The Good Lender. With over 15 years of experience, he helps first-time homebuyers, repeat buyers, and investors navigate the loan process with clear, straightforward guidance—so you always know what’s happening and what comes next.

Specializing in down payment assistance, conventional, FHA, VA, jumbo, and construction loans, Jowed is known for being responsive, honest, and easy to work with.

NMLS #1746530

Location