Buy a Home With As Little as $3,000

Exclusive Conventional Down Payment Assistance Program

Many buyers assume they need a large amount of savings to purchase a home. In reality, there are structured financing options that may significantly reduce the amount of cash required at closing.

One such option is a conventional loan paired with a down payment assistance second mortgage program designed to help qualified buyers reduce upfront costs.

How This Program Works

This program combines a conventional first mortgage with a second mortgage used specifically for your down payment & a majority of your closing costs. The goal is to keep more cash in your pocket at the closing table.

Key features of the assistance portion include:

• 0% interest with no monthly payments
• Structured as a second lien on the property
• Forgivable after 15 years (repayable only if you sell or refinance sooner)

Estimated Buyer Contribution

In many scenarios, buyers may be able to purchase a home with:

• A minimum personal contribution as low as $3,000
• Remaining costs structured through the program (excluding rate buydowns/points)

Available States

This exclusive option is available for homes located in:

• Washington
• Oregon
• Idaho
• California
• Arizona
• Colorado
• Nevada
• Utah