Apply Now

Buy a Home
With As Little As
$3,000

Conventional Down Payment Assistance
Call Now Apply Now

💡 How This Program Works

This program combines a conventional first mortgage with a 0% interest second mortgage designed to help cover your down payment and a majority of your closing costs. The goal is simple: keep more cash in your pocket at closing.

  • 0% interest on the down payment assistance funds
  • No monthly payments on the assistance loan
  • Forgiven after 15 years if you remain in the home (repayable if you sell or refinance sooner)
  • At least one borrower must qualify as a first-time homebuyer
  • 660+ minimum FICO score
  • Primary residence only

💰 Estimated Buyer Contribution

Qualified buyers may be able to purchase a home with:

  • As little as $3,000 out of pocket in many scenarios*
  • The program may cover your down payment and much of your closing costs
  • Optional rate buydowns and discount points are not included
  • Option to contribute your own additional 2% down to potentially lower your monthly payment and reduce mortgage insurance

🌎 Available States

This exclusive conventional assistance program is currently available in:

  • Washington
  • Oregon
  • Idaho
  • California
  • Arizona
  • Colorado
  • Nevada
  • Utah

📞 Questions? Let’s Talk.

Every homebuyer’s situation is different. In about five minutes we can determine whether this program is the right fit—or if another down payment assistance option would serve you better.

Jowed Hadeed

Home Loan Officer | NMLS #1746530

Call or Text:
509.851.7967

*Loan products subject to credit approval. Program guidelines apply.